• Finding the Right Seller,Kimberly Habermehl

    Finding the Right Seller

    The best seller is one who is highly motivated. A highly motivated seller is more likely to sell at a price that is less than his or her house is actually worth. And it matters that you find out why. Learning the reason why can help you get the price you want and help the seller get what they want:

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  • Which ARM is the Best Alternative?,Kimberly Habermehl

    Which ARM is the Best Alternative?

    How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not have to document your income, savings history,

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  • Understanding Title Insurance,Kimberly Habermehl

    Understanding Title Insurance

    What is title insurance? Newspapers refer to it in the weekly real estate sections and you hear about it in conversations with real estate brokers. If you’ve purchased a home you may be familiar with the benefits of title insurance. However, if this is your first home, you may wonder, “Why do I nee

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