• The No-Cost Thirty Year Fixed Rate Mortgage,Kimberly Habermehl

    The No-Cost Thirty Year Fixed Rate Mortgage

    There really is no such thing as a no-cost mortgage loan. There are always costs, such as appraisal fees, escrow fees, title insurance fees, document fees, processing fees, flood certification fees, recording fees, notary fees, tax service fees, wire fees, and so on, depending on whether the loan i

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  • Which ARM is the Best Alternative?,Kimberly Habermehl

    Which ARM is the Best Alternative?

    How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not have to document your income, savings history,

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  • The Advantages of Different Types of Mortgage Lenders,Kimberly Habermehl

    The Advantages of Different Types of Mortgage Lenders

    What kind of lender is best? If you ask a loan officer, “What kind of lender is best?” the answer will be whatever kind of company he works for and he will give you a list of reasons why. If you meet the same loan officer years later, and he works for a different kind of lender, he will give you a

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