• Items You Need When Applying For a Loan,Kimberly Habermehl

    Items You Need When Applying For a Loan

    Have These Items Ready When You Apply For a Loan It used to be that lenders mailed out verifications to employers, banks, mortgage companies, and so on, in order to verify the data supplied by borrowers. Nowadays, the interest is often in speed and getting answers quickly so alternate documentation

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  • WHAT'S A FICO®?,Kimberly Habermehl

    WHAT'S A FICO®?

    What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is used to estimate credit worthiness. Each of the three bureaus

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  • Your Savings and Down Payment,Kimberly Habermehl

    Your Savings and Down Payment

    Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next thing you should do - before you call on an

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